Argentina - New cars plan

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The National Government re-launched the Incentive Plan to Buy a Car 0 Km, containing a number of benefits for buyers and covers a variety of taxis, cars, commercial vehicles, trucks and utility vehicles. A major objective of the measure is to encourage the automotive industry in Argentina, since the vehicles that make up this funding scheme is a unit of production Mercosur. Among the most important, it eliminates the restriction of access to the Stimulus Plan for those interested who have purchased a 0 km in the last 7 years, and creates the possibility of a higher initial integration, incorporating 2 new options, the Plan 30/70 and the 50/50 Plan. A description of plans to set up the official plan mentioned:

Eased 20/80 Plan
To remove the unit must pay 20% of the value of the vehicle in 12-to-fixed charges and the balance with no interest in 48 shares, which are adjusted according to the increase in the value of the cost of the car purchased during the term of the financing . The final price includes the share of life insurance and automotive cost of administration and implementation of the garment.

New 30/70 Plan
Integration of 30% to top 12 or contributions to a fund balance of 70%.

New 50/50 Plan
Integration of 50% at the beginning or 12 shares with a fund balance at 50%.

New models
The new models join the plan are governed by the same financing scheme explained above.

Sipa Plan - Cars
It is an alternative system by which banks in the Province of Cordoba, Province of Buenos Aires and Credicoop, which received funds through tender Anses give credits for the purchase of vehicles with a maximum of $ 31,000 at a time maximum of 48 months and cost a total of 16.25%, fixed for the next 18 months.

Taxis 1 Plan
Consists of the initial payment of 50% of the spot price of the vehicle or even in 12 monthly installments and in advance of receiving the unit. The remaining funding is fixed at 24 shares per month, with an interest rate of 11% per annum.

Taxis 2 Plan
Consists of the initial payment of 30% of the price of the vehicle by up to 12 monthly installments and in advance of receiving the unit. The remaining funding is in 36 monthly installments, which is adjusted by the increase in the value of the cost of the car purchased during the term of financing.

Plan for utility, commercial vehicles and trucks
To remove the unit must pay 30% of the value of the vehicle in cash or shares up to 12. The remaining 70% is paid without interest in 36 shares, which are adjusted according to the increase in the value of the cost of utility, commercial vehicle or truck purchased for the duration of funding. Now, it also incorporates the possibility of an integration of 50% at the beginning of the plan, leaving a fund balance of 50% (scheme 50-50) as an alternative to the Initial Plan 30/70.

Automotive Industry

A full argentine van

Volkswagen announced that the country will produce its first pick up the story. For their production, commencing in late 2009, the company and expanded its plant in General Pacheco and installed 105 robots last generation

Mortgages loans

New plan

To facilitate access to housing and contribute to employment generation, the Government launched a new line of credit with fixed rates from 10%, terms up to 20 years and amounts to 300 thousand pesos.